Your use of this site is expressly conditioned on your acceptance of these Terms of Use. It is very important that you read this section carefully. If you do not agree with any part of the Terms of Use, you must not use this site.

Colonial Insurance Agency reserves the right to modify these Terms of Use at any time. Continued use of this site by you will constitute your acceptance of any revisions to the Terms of Use. Please check this page regularly.

Copyright / Trademark

Except where otherwise indicated, all materials contained in velox24.com are the copyrighted property of Colonial Insurance Agency. The Velox24.com logo, all other service marks, and the names of various products and services described within are service marks of Colonial Insurance Agency.

The material provided on velox24.com, including the information and any images incorporated in the site, is for your personal private non-commercial use only.

Except as expressly provided herein, you shall not use any portion of this Web site, or any other intellectual property of Velox24 (including, but not limited to Velox24 service brands), on any other web site, in the source code of any other web site, or in any other printed or electronic materials. Except as expressly provided herein, you shall not modify, publish, reproduce, republish, create derivative works, copy, upload, post, transmit, distribute, or otherwise use any of this web site's content or frame this Web site within any other web site without our prior written permission. Systematic retrieval of data or other content from this site to create or compile, directly or indirectly, a collection, compilation, database or directory, without prior written permission from Velox24, is prohibited.

Privacy and Security

Please review our Privacy Policy, which also governs your visit to this web site.

Password Registration

The Velox24 Web site is restricted and requires a user identification code ("User ID") and a password for access. Unauthorized use of or access of the site is strictly prohibited.

In accessing Velox24.com and requiring a User ID and password, you agree that:
• Velox24 is entitled to act on instructions received under your User ID and password.
• Velox24 is not liable for any unauthorized access to your personal information that is not the direct result of gross negligence or intentional misconduct on the part of Velox24.
• You will keep your password confidential and you will notify Velox24 immediately if you believe someone else has obtained your User ID and password or any unauthorized access to the online service site has occurred or may occur.

Velox24 may block access to the online service site without prior notice if we believe your User ID and password are being used by someone other than you, if any unauthorized access to your personal information has occurred or may occur, or for other reasons.

Disclaimer of Warranty

The content and materials in our site are provided "as is" and without representations or warranties of any kind, either expressed or implied. Velox24 expressly disclaims all warranties, express or implied, with respect to this site including, but not limited to, a. implied warranties of merchantability, b. fitness for a particular purpose and c. non-infringement. Velox24 does not warrant or represent that the functions or operation of this site a. will be uninterrupted or error-free, b. that defects will be corrected, or that c. this site, its servers or any e-mail sent from Velox24 are free of viruses or other harmful components. Some states do not allow the disclaimer of implied warranties, so the foregoing disclaimer may not apply to you.

Limitation of Liability

Velox24 shall not be liable for any injury, loss, claim, or damage, nor any indirect, special, incidental or consequential damages of any kind, whether based in contract, tort, strict liability or otherwise, which arises out of a. the use of, or inability to use, this web site or content found in this web site, or b. unless resulting from the gross negligence or intentional actions of Velox24, the unauthorized access to or alteration of your transmissions or data, even if Velox24 has been advised of the possibility of such damages. Some states do not allow the exclusion of liability for certain damages, so the foregoing exclusions or limitations may not apply to you.

Jurisdiction / Enforceability

Use of this site shall be governed by and construed in accordance with the laws of The commonwealth of Puerto Rico without giving effect to any principles of conflicts of laws. Any dispute concerning this site shall be subject to the exclusive venue of a court of competent jurisdiction in San Juan, Puerto Rico.

Should any provision of these Terms of Use be held invalid, unlawful or for any reason unenforceable, then the invalid, unlawful or unenforceable provision shall be severable from the remaining provisions. Such invalid, unlawful or unenforceable provision shall not affect the validity or enforceability of the remaining provisions.